Catherine
“Napakababa ng interest na ibinibigay ni Happycash. Bukod sa maliit ang interest ang gaaan pa ng hulog sa bayaran”
Happycash is dedicated to improving the lives of Filipinos ensuring transparency, fairness, and responsibility. Instant financial aid available anytime, with just one valid ID.
Get up to ₱25,000 in 3 minutes. Quick application with rates as low as 0.2%/day.
Zero hidden charges. We disburse the full amount—no upfront deductions, no surprises.
Equal monthly installments. Enjoy flexible terms up to 6 months to pay back with ease.
SEC & CIC Certified. Borrow with confidence from a compliant and secure provider.
Download the Happycash application on Google Play or the App Store.
Fill in your personal data, then follow the instructions in the application.
Use one clear, government-issued ID to verify your identity.
Make sure your face is clear and well-lit before scanning.
Within a few minutes, the funds would be disbursed after your application is approved.
Yinshan Lending Inc. operating under the name of Happycash, is a compliant organized corporation, fully registered with and recognized by the primary government agencies.
We are proud to be registered with the:
Our operations are fully compliant with all applicable laws and regulations. Choose a lender that guarantees security, transparency, and lawful conduct.
In compliance with the Data Privacy Act of 2012 (Republic Act No. 10173), as well as guidelines set forth by the Securities and Exchange Commission (SEC) and the National Privacy Commission (NPC), we are committed to protecting your personal information and financial security. Your trust is of utmost importance to us, and we implement robust security measures to safeguard your data in accordance with the highest standards of confidentiality and privacy.
User Stories
“Napakababa ng interest na ibinibigay ni Happycash. Bukod sa maliit ang interest ang gaaan pa ng hulog sa bayaran”
“Ang kinaganda nun, kumbaga on the spot makukuha mo siya kaagad.”
“From the word itself Happycash kasi nakaka happy din naman ung option”
Since our launch, Happycash has earned the trust of millions of Filipinos, helping them achieve their financial goals with ease and confidence. Here, we bring you real stories from our valued users—ordinary people who have experienced support through our services. From managing unexpected expenses to realizing personal goals, their journeys reflect our commitment to providing reliable and accessible financial solutions.
Watch Stories✨ Our Partners ✨
