


Get up to ₱25,000 in 3 minutes. Quick application with rates as low as 0.2%/day.

Zero hidden charges. We disburse the full amount—no upfront deductions, no surprises.

Equal monthly installments. Enjoy flexible terms up to 6 months to pay back with ease.

SEC & CIC Certified. Borrow with confidence from a compliant and secure provider.

Download the Happycash application on Google Play or the App Store.
Fill in your personal data, then follow the instructions in the application.
Use one clear, government-issued ID to verify your identity.
Make sure your face is clear and well-lit before scanning.
Within a few minutes, the funds would be disbursed after your application is approved.