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Follow Happycash

Hotline

  • (02) 7777-0111
  • (+63) 908-584-8852
  • (+63) 910-262-6060

Customer Service

cs@happycash.ph

Join us

job@happycash.ph

Office Hours:

Monday-Sunday:
7:00 AM - 9:00 PM

Address

26th Floor, The World Center, Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines

Want to help accelerate financial inclusion in the Philippines?

Happycash is a fintech platform that delivers digital credit to Filipinos – providing quick, seamless, affordable financial access to the credit-worthy yet underserved. Happycash is operated by Yinshan Lending Inc., a licensed financing company with SEC Registration No. CS201900108 and Certificate of Authority No. 2860. Please always study the terms and conditions, disclosure statement , and privacy agreement before proceeding with any transaction.

© 2025 Yinshan Lending INC. All Rights Reserved

Fast Digital Credit for Filipinos

A happy woman feeling financially secure
Map of the Philippines with user avatars

Served Over
1,600,000
Filipinos

Your Trusted Partner for Easy,
Transparent Loans

Instant Cash, High Limit icon

Instant Cash, High Limit

Get up to ₱25,000 in 3 minutes. Quick application with rates as low as 0.2%/day.

100% Transparency icon

100% Transparency

Zero hidden charges. We disburse the full amount—no upfront deductions, no surprises.

Stress-Free Repayment icon

Stress-Free Repayment

Equal monthly installments. Enjoy flexible terms up to 6 months to pay back with ease.

Fully Licensed & Trusted icon

Fully Licensed & Trusted

SEC & CIC Certified. Borrow with confidence from a compliant and secure provider.

User Guide

5 Steps to Get Cash

Download and Register

Download and Register

Download the Happycash application on Google Play or the App Store.

Fill in the information

Fill in your personal data, then follow the instructions in the application.

Upload 1 valid ID

Use one clear, government-issued ID to verify your identity.

Complete Face Recognition

Make sure your face is clear and well-lit before scanning.

Apply and wait for review

Within a few minutes, the funds would be disbursed after your application is approved.