Simply download the Happycash app, sign-up using your mobile number, complete your profile with the required personal information and contact information (for verification and repayment); and click apply!
The maximum loan amount available is up to PHP 25,000.00 with a term of up to 180 days.
Prepare your Government Identity card Like National ID, SSS ID, UMID ID, Driver's License, TIN, Pag IBIG, Philhealth or Passport. Hapi is Happy to inform you that there is no any additional requirements. We believe in you Ka-Hapi.
As much as we’d love to cater to everyone, our loan decisions are based on Happycash’s credit and underwriting model, which considers many factors in your loan application.
Your funds are currently disbursed via GCash and Maya only. We'll promptly notify you if additional channels become available soon!
Yes, you can apply again! Check your Happycash app's homepage to see when you become eligible to reapply!